Retirement Advice for Retirees in Mobile, AL
Choose Jim Webb, the investment professional that still makes house calls.
The Problem with 401(k)s
The 401(k) plan is now the most popular retirement plan in America, and for a good reason. It offers employers a way to help their employees save for retirement without the ongoing obligation of a pension, and it offers employees tax advantages, automated saving, and potential for matching contributions.
But they also come with problems. 401(k) plans have limited investment options and plan managers don’t often provide investment advice to individual plan participants. It’s up to the individual investor to decide what is right for them.
Selecting your own investments when you’re 30 and have your whole career ahead of you is one thing. But when retirement is just around the corner you can’t leave this up to chance. That’s where Jim Webb comes in.
Jim helps retirees and soon-to-be retirees capitalize on their life’s savings, turning their 401(k) plan and other retirement assets into a managed plan that is designed to generate income today and provide continue growth for tomorrow.
401(k) Options
Exploring all options for your 401(k) assets is important. When you are ready to retire, Jim can help you decide what to do with your 401(k) assets—whether you want to leave them where they are, roll them over, or cash them out.
In-service Distributions
Want your money professionally managed while you’re still working? If you are 59 and a half or older, you can rollover over your money to us while you’re still working and get a head start on your future retirement portfolio.
Social Security Planning
Social Security and Medicare are two things every retiree should consider. We can cut through the noise and provide common sense advice to help you get the most out of these programs or other government benefits.
Fee-based Planning
As fee-based advisors, we don’t nickel and dime you for every transaction. We charge you a fee based on the assets we manage for you. We are truly invested in your success.